Retirement planning to increase your income

Supporting California Pacific through a deferred charitable gift annuity (DCGA) offers you outstanding benefits with high rates guaranteed for life. A DCGA is especially attractive to individuals who have reached maximum contribution levels on 401(k) plans or IRAs, yet still seek a tax-advantaged method of saving for retirement.

In exchange for your irrevocable gift, the Foundation will pay you (or one to two others) a fixed annual payment (annuity) for life, starting at a date of your choice.

Gift Calculator: Get Your Deferred Rate Now

Click here to calculate your deferred annuity rate and benefits based on your age, deferral date and gift amount. It’s quick, secure and private, with no obligation to you (minimum age to establish: 45; minimum age to begin payments: 55; minimum contribution: $5,000).

Benefits

• Guaranteed income for life, beginning on date you choose


• High rates that never decline


• Portion of income is tax-free


• Current income-tax deduction


• Capital gains tax savings


• Estate tax savings


• No contribution limit


• No set-up costs, commissions, or annual fees


• Cash, stock, or real estate funded


• Community benefit — help California Pacific help others

Sample Rates

These rates apply to one person, and are based solely on age and the deferral period. Rates decline slightly for a two-life annuity.

Age	First Payment	Annual Rate
45	65	14.3%
58	63	7.0%
58	67	8.9%
60	65	7.1%
60	70	9.6%
65	70	7.6%

Deferred Planning Strategies

Click here for additional financial strategies, plus comparative rates and income.

Free Brochure, Personal Illustration

E-mail your request or call 415-600-2114 for a free brochure. For a personalized no-obligation illustration, please provide your date of birth, deferral date and gift amount.

Legacy Society

Supporters who contribute through a DCGA are eligible to join the Legacy Society and receive membership benefits and recognition.

Click here to notify the Foundation if you have designated California Pacific as the beneficiary of your gift annuity, will or trust, life insurance policy or retirement plan … and join the Legacy Society.

Personal Assistance

Barbara Lowe, Senior Gift Planning Officer
Phone: 415-600-2769
E-mail: loweb@sutterhealth.org